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Community State Bank

12128 RR 620 N
Austin, TX 78750
Phone: 512-335-4227
Fax: 512-335-1748
Email: amiller@csb-austin.com
http://www.csb-austin.com
Industry: Banking
Year Founded: 1912

Owner: Andrew G. Miller
About the owner: I have been in banking and finance for almost 13 years. I am a 3rd generation banker and 5th generation Texan. I originally grew up in Houston, but came to Austin to attend St. Edward's where I received a BBA in Finance and a MBA in Business Administration. I joined Community State Bank in Dec. '06 as their Chief Lending Officer and Shareholder. I have always believed banking is better when you do business with a local community bank.

Products and Services: On the Deposit Side - Checing Accounts (Personal & Business), Savings Accounts, Money Market Account, Certificates of Deposit, and Online Banking. On the Loan Side - Personal and Business Loans, Lines of Credit, Interim Construction Loans (Personal and Business), Real Estate Development Loans, Equipment Loans, Tenant Finish-out loans, Car and Boat Loans, and Business Acquisition Loans.

History: The bank was founded as Guaranty State Bank in Donie, Texas in 1919 as a Texas State Chartered Bank. In 1926 the name was changed to Donie State Bank. In 1992, the bank and charter were moved to the Austin area to be renamed once again to Community State Bank. In early 1998, the bank was sold to its current owners. Their extensive professional experience in law, finance, and real estate development lends a unique "hands on" knowledge to the operations and management of the bank as the owners serve on the bank's Board of Directors as well as all functioning Committees. Their desire and commitment to the bank, as well as the markets the bank serves, centers around delivering "Traditional Banking at its Best" with state of the art products and services with personable, professional and experienced management and personnel. The top five senior officers of the bank have 152 combined years of experience in finance and banking. They strive to revive and maintain the ideal of "personalized relationships" which have been seemingly lost in today's "big banks". This key and distinguishing element is the underlying continuous goal of Community State Bank. The bank now offers a wide array of products and services, including limited internet banking. Management continually analyzes the needs of the communities it serves and responds to those needs competitively. Products and services not traditionally or historically offered by community banks are available to serve a wide variety of clientele, from the individual consumer, "Mom and Pop" business owners to the most sophisticated technological concern, complicated real estate ventures and commercial business clientele. With the advent of mergers and acquisitions over the past several years resulting in less community banks and many more "big bank" branches, Community State Bank feels it is positioned to offer the very best in financial services with a personal touch.

Locations: Main Office 12128 Ranch Road 620 North Austin, Texas 78750 Phone (512) 335 - 4226 Fax (512) 335 - 1748 35th Street Branch 1515 W. 35th St., Bldg F Austin, Texas 78703 Phone (512) 302 - 9200 Fax (512) 302 - 9850